Types of Credit Products And Small Business Resources

Money Growing

Business Financing

Business loans come in a variety of shapes and sizes.
The best solution for your company is the one that meets your short-term needs while also assisting you in achieving your long-term objectives.

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Business Loans for Bad Credit

No credit? No problem.
While many individuals believe that perfect credit is required to obtain a business loan, there are a variety of financing solutions available to firms with less than perfect credit.

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Business Lines of Credit

Do you require immediate access to funds?
You can get money when you need it with a business line of credit, and you don’t have to pay interest on it until it’s used.

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Collateral Loans

It really isn’t necessary to be terrified of pledging collateral. Continue reading to learn everything there is to know about collateralized loans.

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Do you require startup funding?
While examining market viability, crowdfunding might help you get the money you need without giving up equity or committing to debt obligations.

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Debt Financing

Need money for your business but never want to give up control?
Debt financing allows you to borrow the money you need to expand your company without giving up any equity.

Equity Financing

Do you require funding for your business and are unable to take on more debt?
You can use equity financing to borrow the capital you need to expand your firm without incurring debt.

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Unsecured Loans

Need a loan but don’t want to put up any collateral?
Without offering any security, an unsecured loan allows you to borrow money based on your creditworthiness.

Short-Term Business Loans

Do you require immediate business funding?
There are numerous financing alternatives available that can provide you with the funds you require in less than 48 hours.

Want to borrow money but don’t want to make set payments?
A merchant cash advance gives you money now in exchange for a percentage of your future receivables.

Do you need to buy or replace some equipment?
There are a variety of financing options available to help you pay for your equipment over time.

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Are you looking to relocate or buy more locations?
There are numerous real estate financing solutions available to assist you in locating and funding the ideal business location.

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Are you interested in starting or expanding a franchise?
There are a variety of financing options available to help you realize your franchise goals.

Do you need assistance with inventory management or expansion?
You can use your inventory as security for a revolving line of credit, or you can look into other financing possibilities.

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Need money right away but don’t have a good credit history or any assets to put up as collateral?
In exchange for short-term funding, you can always sell your accounts receivable at a discount.

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Are you awaiting payment on overdue invoices?
There are numerous methods for financing your incoming receivables in order to sustain your cash flow.

Asset Based Lending

Do you have any collateral to offer?
Asset-based loans are often used as a revolving line of credit and are secured by your company’s assets.

Do you only require a little quantity of funding?
When credit cards aren’t an option, microloans allow you to borrow in modest amounts.

Have excellent credit and the financial means to wait for financing?
The Small Business Administration (SBA) has a number of programs that provide low-interest loans to small business owners.

Are you just getting started and require funding?
While most lenders require that you have been in the company for at least six months, you still have a lot of choices.

Did you know that there are grants available exclusively for women who want to start a business?
For women-owned enterprises, many organizations and lenders offer special grants and lower interest rates.

Did you know that minority-owned firms have their own funding options? Continue reading to find out more.

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Unfortunately, most veterans do not have the opportunity to establish credit.
That is why the Small Business Administration (SBA) and other organizations provide grants and loans to veterans and others who have served our country.