We are a rapidly growing financial company in the Fintech (Alternative Financing) industry. We are looking for candidates with a background in either Accounting, Finance or Math to become Underwriter Trainees and ultimately Senior Underwriters. NEW GRADUATES are welcome as we will provide all the training necessary for the right candidates.

Responsibilities and Duties

  • Work with the Relationship Managers in structuring, analyzing and negotiating credit transactions
  • Responsible for full-cycle underwriting of assigned small business financing
  • Determine the ability of the client to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
  • Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
  • Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts
  • Perform other due diligence as needed to determine the creditworthiness of a small business owner

Qualifications and Skills:

  • Required Bachelor’s degree in finance, accounting, or similar discipline
  • PREFERRED BUT NOT REQUIRED ; 2+ years’ experience working in a Merchant Cash Advance / financial institution underwriting small businesses; 2+ years in a commercial credit analyst or commercial underwriting role working with small businesses a plus
  • Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections
  • Proficient in various spreadsheet and word processing applications (Excel and Word are preferred) including the use of graphs/charts, and Moody’s financial analysis software
  • Basic knowledge of credit principles, lending operations, loan research, and general credit policies
  • Team player with the ability to take the initiative
  • Detail-oriented, ability to work well under pressure and multi-task
  • Strong written and verbal communication skills
  • Problem recognition and resolution skills


  • Fun Work Environment and cool co-workers
  • Lots of hands on Training and Learning
  • kitchen always stocked with food and drinks
  • Potential to create great wealth

Benefit Conditions:

  • Waiting period may apply

Work Remotely

  • No

This Job Is Ideal for Someone Who Is:

  • Dependable — more reliable than spontaneous
  • Detail-oriented — would rather focus on the details of work than the bigger picture
  • Autonomous/Independent — enjoys working with little direction

Job Type:

  • Full-time


  • $20.00 – $35.00 per hour


  • Monday to Friday

Supplemental Pay:

  • Bonus pay

Work Location:

  • One location
Job Type: Full Time
Job Location: Hazlet NJ 07730

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